Terms of use
These terms are being reviewed by our attorney and the wording may change. The substance below is what we hold ourselves to now.
Educational information only
The information on this site is general education about state foreclosure procedure. It is not legal advice, and laws change. Talk to a licensed attorney in your state about your specific situation.
No guarantee of outcome
You may stop doing business with us at any time.
Who we are
Homeowner Recovery Options is not associated with the government, and our service is not approved by the government or your lender.
Accuracy of state information
State foreclosure procedures on this site were compiled from state statutes and public agency sources. Statutes change and courts interpret them. Verify anything you intend to rely on with a licensed attorney in your state.